Life on Florida’s West Coast

Health Insurance Shuffle

It’s that time of year again. I was sitting here in front of my computer last night, pouring over the information on the new health insurance plans I have to choose from (my current plan is being phased out by WebMD), crunching numbers, and trying to make sure I get similar coverage – when the phone rang. It was my ex and he was doing the same thing on his end. He was trying to figure out what plan to take from his employer for himself and our daughter. I offered the best advice I could, since my opinion was that his plan would have been much better for a single adult who never gets sick and never needs travel insurance or expensive medications. And it looks like he will be switching plans as well in the end.

I’m grateful to have access to a group health plan. Once this timeframe runs out for me, I will need to either pick up an individual policy or work out of the home full time. That last option might just be fine, because by then Gigi will be in school all day and my reasons for being at home with her will be slightly different. As hard as it is around here financially right now, I will be able to look back and say without a shadow of a doubt that I was there for my daughter when she was young. I choose to give her me over giving her a big house right now. She has love and time and health and nurturing. That’s more than I ever expected to be able to give her as a single-mom.

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