Just Checking
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It’s time to weed out my checking accounts. I have too many! I have the one I love from my credit union, as well as one I use for most of my checking activity since it pays smocking hot interest rates on my balance, and I still have the joint checking account from back when I was married. We were using it to send child support back and forth, but we have found a new method so I really need to get my rear end to the bank and see how to close it out, since both names are still on it. I have no business doing business with three different banking institutions.
My problem is that I am always looking for the next best deal. There is a bank out there right now that round up all your check card purchases and moves the remainder to savings. That always tempts me. There is yet another bank that pays you back for all ATM feel incurred by using other banks’ ATMs. I have to be careful or I might actually end up with more accounts instead of cutting back.
If you really need a new bank, I’d go with the one that refunds ATM fees. We use them and love their customer service. They refund those fees almost immediately too.
The one that rounds up has tons of requirements in order to bank with them for free. I personally hate paying bank fees so we left them after only 3 months. They made a lot of promises and didn’t follow through.