Price vs. Features on Car Insurance
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Tomorrow my daughter and her class are going to see the play If You Give a Pig a Party, based on the popular children’s book. I am going to be one of the drivers. Once I start working I will not be able to do this kind of thing, so I want to be sure I am as available to her class this school year as possible.
Anyway, as a driver, I have to get a copy of my driver’s license and insurance to the school. Pulling out my insurance papers got me thinking about my current rates, especially after I came across some old papers last night that reminded me how little I was paying for my car insurance before I was married. My rates now are with the company I had while I was married and my ex has a terrible driving record, so I think part of the reason my rates are still so high might be a reflection of our old account with this company.
So, I’m newly invigorated to look for a new policy. Plus, I want to find a good enough price that I will be able to afford to put both of my car on it. Right now, I am not even driving one of my cars, because I don’t have it insured. The easiest way to begin looking for a new policy is to use an insurance comparison site.
Gocompare.com is a new comparison site that acts solely as a comparison engine, not as a broker. If an insurance company does make a sale as a result of you using this site, the insurance company pays a small one-time fee to GoCompare. That means you are not out the fees yourself and you are still working directly with the insurer. And while this particular site is a UK-based product, I’m interested in how it works because of the focus on not only showing you the cheapest price, but the actual policy that would be right for you. Some of the comparison engines only take price into consideration, while GoCompare looks at other features and extra cover as well. Do you need a rental vehicle in case of an accident? How abut what you want to pay as a deductible? All of these things need to be taken into consideration when buying a policy.
I’m glad I found the site, because it made me remember that when I am looking for a new car insurance policy, I need to look past price and look for the actual features I need.
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